Market volatility can feel overwhelming, but understanding what drives long-term returns helps investors stay the course through uncertainty.
How do you separate noise from signal when headlines dominate the news cycle? What principles should guide your investment decisions as you head into a new year?
In this episode, host Brady Fineske speaks with Matt Sheridan, CFP®, CPM, Chief Investment Officer at TFO, about reviewing 2025’s market performance and revisiting essential investment principles for 2026. Matt shares insights on managing volatility, the power of staying invested, and why asset allocation matters more than market timing. They also discuss tax management strategies and the psychology behind lump sum investing versus dollar cost averaging.
Key takeaways:
- The reality of intra-year volatility and why 75% of years end positive despite market downturns
- How missing just the best day in the market can reduce returns by nearly 50% over time
- Why 92% of portfolio returns come from asset allocation rather than stock picking or timing
- The difference between risk-aligned and liability-aligned portfolio approaches for retirees
- Tax management strategies that can add over half a million dollars to wealth over two decades
- And more!
