TFO Wealth Partners, LLC is committed to client confidentiality and the protection of your privacy. The following information is provided, as required by law, to help you understand our privacy policy and how we will handle and maintain confidential personal information as we fulfill our obligations to protect your privacy. “Personal information” refers to the nonpublic personal information obtained by TFO Wealth Partners in connection with carrying out our services.
This “Privacy Notice” describes how we collect, store, use, disclose and protect your Personal information that may directly, or indirectly, identify you during and after your working relationship with us and/or through our “Website.” We use the term Personal information to describe information that can be associated with you and can be used to identify you. Personal information does not include information that does not identify a specific person or that is publicly available. In particular, this Privacy Notice describes the basis upon which and for what purposes we process your Personal Information, how we share your Personal information and how we protect and safeguard your Personal information.
TFO Wealth Partners does not sell Personal information to anyone. TFO Wealth Partners will only share Personal information with non-affiliated third parties, as stated in this Policy or as permitted by law, unless TFO Wealth Partners provides you with an additional notice or obtains your permission.
By working with us and using our Website, you agree to the terms and conditions of this Privacy Notice as more fully described below.
Information We Collect
TFO Wealth Partners collects Personal Information as part of our relationship to you, to provide client services and fulfill legal and regulatory requirements. The type of information TFO Wealth Partners collects may include:
- Personal Information TFO Wealth Partners receives from you on forms and other information you provide to TFO Wealth Partners, in person, by telephone, electronically or by other means (such as name, address, Social Security number, profile documents, assets and income);
- Personal Information you provide TFO Wealth Partners directly about your personal finances or personal circumstances or which TFO Wealth Partners may receive from brokerage statements such as your account balances, trading activity, payment history and parties to transactions and investments or
- I Personal Information you authorize TFO Wealth Partners to receive such as employment, insurance, tax and legal planning, together with information concerning retirement plans, wills, trusts, mortgages, tax returns and employee benefits.
- Any other Personal Information that may be obtained from other relationships that our clients may have with other professionals and providers such as accountants, attorneys, insurance agents, bankers, etc.
Information Disclosed In Administering Products and Services
TFO Wealth Partners will not disclose Personal Information about current or former clients to non-affiliated third parties except as permitted or required by law or with consent. TFO Wealth Partners may be obliged to share Personal Information to comply with reporting and other legal requirements as follows: (i) in furtherance of our business relationship with them and then only to those persons necessary to effect the transactions and provide the services that they authorize (such as broker-dealers, custodians, independent managers, etc.); (ii) to persons assessing our compliance with industry standards (e.g. professional licensing authorities, etc.); (iii) our attorneys, accountants, and auditors; or (iv) as otherwise provided by law.
Because we rely on certain third parties for services that enable us to provide our advisory services to you, such as our attorneys, auditors, other consultants, brokers, and custodians who, in the ordinary course of providing their services to, may require access to information, may share Personal information with such third parties. TFO Wealth Partners does not sell any Personal Information about you to any third party.
We are permitted by law to disclose Personal Information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative services). These third parties are prohibited to use or share the information for any other purpose. If you decide at some point to either terminate our services or become an inactive customer, we will continue to adhere to our privacy policy, as may be amended from time to time.
Personal Information we may share may include your name, address, social security number, assets, income, investment holdings and other financial information.
Procedures to Protect Confidentiality and Security of Your Personal Information
TFO Wealth Partners has procedures in place that limit access to Personal Information to those employees who need to know such information in order to perform business services. In addition, TFO Wealth Partners maintains physical, electronic and procedural safeguards to guard your Personal Information.
TFO Wealth Partners has also adopted the following policies in order to safeguard the NPPI of our clients in accordance with applicable law:
- TFO Wealth Partners is committed to protecting the confidentiality and security of the Client Information it collects and will handle Personal Information about clients only in accordance with all applicable laws, rules and regulations. We shall ensure: (a) the security and confidentiality of client records and information; (b) that client records and information are protected from any anticipated threats and hazards; and (c) that unauthorized access to, or use of, client records or information is protected against. These security measures include computer safeguards and secured files and buildings.
- TFO Wealth Partners will maintain policies and procedures that are reasonably designed to safeguard Personal Information about clients and only permit appropriate and authorized access to, and use of, Personal Information about clients through the application of appropriate administrative, technical, and physical protections.
- To the extent required by applicable law, we shall direct each of our service providers to adhere to the TFO Wealth Partners’ Privacy Policies with respect to all Personal Information about provided to such service providers.
- TFO Wealth Partners shall not disclose any Personal Information about its clients or former clients to anyone, except as permitted or required by law.
- TFO Wealth Partners shall issue notices of its Privacy Notice to its clients initially and on an annual basis thereafter to the extent required by applicable law.
By disclosing your Personal Information to TFO Wealth Partners, you consent to the collection, storage, and processing of this information by us in a manner consistent with this Privacy Policy and Notice.
TFO Wealth Partners will update its policy and procedures when necessary to ensure that your privacy is maintained and that TFO Wealth Partners conducts business in a way that fulfills our commitment to you. If TFO Wealth Partners makes any material changes in its privacy policy, we will make that information available to clients through our Web site and/or other communications.
Information We Disclose to Affiliated Third Parties
TFO Wealth Partners may share client Personal Information with TFO Family Office Partners our affiliated investment adviser; TFO Marketing Group, LLC, an affiliated marketing company, RightTrak LLC, a company that offers financial education services; and TFO Trust Company, LLC an affiliated trust company.
Linking to Third Party Websites
We may provide links to third party websites. If you follow links to third-party websites not affiliated or controlled by TFO Wealth Partners, you should review that third-party’s privacy and security policies and other terms and conditions, as they may be different from our Privacy Policies and Notice. We do not guarantee and are not responsible for the privacy or security of these third-party websites, including the accuracy, completeness, or reliability of their information.
Children’s Privacy Online
We respect the privacy of children and encourage parents to supervise their children’s computer usage. Our Website is not directed or intended for individuals under the age of thirteen (13), and we request that these individuals do not provide personal information through the Website. We do not knowingly collect or retain information from children under the age of 13 without parental consent. Visit the Federal Trade Commission website for more information about the Children’s Online Privacy Protection Act (COPPA).
Former Clients
If you decide to close your account(s) or become an inactive customer, we will adhere to our privacy policies, which may be amended from time to time.
Your Choices About Certain Uses and Disclosures of Client Information
The Gramm Leach Bliley Act of 1999, as may be amended from time-to-time, requires that TFO Wealth Partners give you the option to prohibit disclosure of your Personal Information to non-affiliated third parties for marketing purposes, if TFO Wealth Partners were to make such disclosures. This is referred to as your “opt-out” right. If you want your Personal Information to be disclosed for marketing purposes, you must either give us instructions to do so, or send us a written consent signed by you directing us to make such disclosures.
Changes to Our Privacy Policy
In the event there were to be a material change to our privacy policy regarding how we use your Personal l Information, we will provide written notice to you. Where applicable, you would be given an opportunity to limit or opt-out of such disclosure arrangements.
Questions
If you have questions about this privacy notice or about the privacy of your customer information call our main number (419) 891-9999.
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